#1 PAYMENT PLATFORM

The Smart Payment Gateway for Global Businesses

With over 500 payment methods, intelligent routing, and built-in fraud prevention, PayFirmly helps you increase conversions, reduce costs, and expand effortlessly.

PayFirmly selecting the best payment service provider and routing to secure transfer

Trusted by over 50,000 companies of all sizes

Product Introduction

Fast and Adaptable Payment Solution

PayFirmly is the ultimate all-in-one payment gateway solution for modern businesses. Designed to simplify your transactions, it connects you to a wide range of payment methods and uses intelligent routing to automatically select the best-performing Payment Service Providers (PSPs) for each transaction.

Perfect for small businesses and enterprises alike

Efficiently supports high-risk businesses

15%
sales due to improved approval rates
Business team discussing strategy in a bright office with large windows
75%
cost reduction on acquiring fees
Group of professionals collaborating around a table in a modern office

Go Global with Ease

With PayFirmly, you can easily accept payments from anywhere in the world via cards, bank transfers, wallets, and crypto. With multi-currency support and local payment options to match your customers’ preferences.

Higher approval rates

Lower fees

Seamless cross-border payments

Top-Notch Security

Stay protected with PayFirmly’s built-in fraud prevention, including 3D Secure, AI-driven fraud detection, and dynamic risk management. With PCI DSS Level 1, PSD2, and GDPR compliance, your transactions stay fully protected worldwide.

Unmatched fraud protection

Fully compliant and globally Secure

30%
fees saved through intelligent routing
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The Only Payment Gateway You’ll Ever Need

Unmatched Flexibility

No more vendor lock-in! With access to over 500 payment methods, you can choose exactly what works best for your business, whether it's global or local payments.

Book a free demo
Payment interface with credit card icon and a confirmation check mark

Save on Costs

Our AI-powered intelligent routing ensures every transaction is processed by the best-performing PSP at any moment, lowering fees and maximizing conversions.

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Payment interface showing multiple methods with a globe icon representing international reach

Grow Without Limits

As your business grows, PayFirmly scales with you. Easily integrate new payment methods, manage high transaction volumes, and expand into new markets without hassle.

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500+ payment methods

Maestro payment logo
WeChat Pay Logo Icon
PostFinance payment logo
Maestro payment logo
Skrill payment logo
Visa logo
PayPal payment logo
Trustly payment logo
Alipay payment logo
iDEAL payment logo
PayFirmly brand icon

Access a wide variety of global and local payment options, including cards, wallets, bank transfers, and crypto.

Gateway You’ll Ever Need

Intelligent Payment Routing

AI-driven routing to choose the best PSP for improved approval rates and lower costs.

Seamless API Integration

Easily connect with WooCommerce, Shopify, and custom systems with minimal setup.

Advanced Fraud Prevention

Built-in 3D Secure, AI-powered risk management, and PCI DSS Level 1 compliance for secure payments.

Enterprise-Grade Payment Infrastructure

Designed for high-volume transactions, handling over a million monthly with seamless scalability.

Mobile banking dashboard mockup

Omnichannel Payment Support

Accept payments online, in-app, or in-store, all through a unified solution.

Real-Time Reporting & Analytics

Track transactions, reduce costs, and optimize performance with live analytics.

Multi-Currency & Localized Payments

Accept payments in any currency, with local options for global expansion.

Why Choose PayFirmly?

Unlike other payment providers, PayFirmly gives you full control over your transactions, reducing dependency on any single provider.

FEATURES
Payfirmly Logo
Traditional Gateways
Approval Rate
Higher approvals with intelligent routing
Lower (fixed routing = more declines)
Payment Methods
500+ methods (cards, digital wallets, crypto, local payments)
Limited options
Cross-Border Support
Infrastructure built for cross-border transactions
Limited
Processing Fees
Up to 30% savings through intelligent routing
Often higher (hidden fees, extra charges)
Approval Rate
Higher approvals with intelligent routing
Lower (fixed routing = more declines)
Flexibility
No lock-in, open choice of PSPs
Vendor lock-in
Omnichannel Support
Online, in-store, mobile, in-person visits, texts, and calls
Mostly online-only support
Customizable Checkout & Payment Flows
Customizable checkout, branding, and CX optimization
Limited customization
High-Risk Friendly
Yes, PayFirmly supports high-risk businesses with ease
Often not suitable for high-risk industries

See What Our Customers Are Saying

+150 industry leaders trust PayFirmly
“As a crypto business, security is a big concern for us, and PayFirmly’s fraud prevention tools gave us peace of mind. We can now accept payments in multiple currencies and crypto, which has opened up new opportunities for us. Honestly, the process has been way simpler than we expected.”
Professional headshot of a man in a dark blazer
Michael S.
Founder of a Crypto Business
"With PayFirmly, payments run smoothly across regions. Our customers use their preferred methods, and we no longer lose sales. The Shopify integration was quick and easy—a big win for us."
Headshot of a man in a dark blazer and open white shirt
Luis R.
Founder of an E-commerce Business
“PayFirmly sped up our payment processing and reduced failures. Customers can now pay however they prefer, online or in-store—improving their overall experience.”
Portrait of a woman in a blazer outdoors
Amina K.
Director of Operations at a Retail Hub
“We switched to PayFirmly after dealing with a lot of headaches around payment processing. Approval rates were inconsistent, and fees were through the roof. With PayFirmly, we saw immediate improvements—better approval rates and lower transaction costs. It’s a relief to have everything streamlined into one platform. It’s made handling international payments much simpler.”
Professional headshot of woman with light blazer
Fatima Z.
CEO of a Tech Solutions Company

Meet The Team

PayFirmly was born from many years of experience in the payments industry. Our team saw firsthand how challenging international payment processing can be - especially in the high risk industries.

Bank team posing for a group photo
Team discussing in a modern office setting

That’s why we built a better payment solution. Payfirmly is a subsidiary of FirmEU, an already well-established player in the payments industry, and is here to provide an all-in-one payment solution that helps businesses of all sizes streamline their payments, reduce costs, and scale seamlessly across global markets.

Whether you're a SME or an established enterprise, our goal is to make your payment processing as straightforward as possible, backed by security and innovation every step of the way.

Book a free demo

Transparent Pricing for Every Business

No hidden fees. No surprises. Just simple, scalable solutions to help your business grow.

Setup Cost
Free
Pay per transaction
No subscriptions, just flexible, scalable pricing.
Refund fee
€0.10 - €0.15
24/7 support
Slack, email, and direct access to our tech team
Number of Transactions per Month
Fee per Transaction
0 - 100K
€0.20 – €0.30
100K - 250K
€0.15 – €0.20
250K - 500K
€0.10 – €0.15
500K - 1M
Below €0.09
1M+
Varies
*Pricing may vary depending on specific circumstances (such as countries and risk involved).
*Pricing applies to all major processing currencies.

How PayFirmly works

PayFirmly is an intelligent payment orchestration platform that connects merchants to multiple PSPs through a unified gateway.

Step 1

Customer initiates payment

A customer initiates a transaction through your fully customized checkout - whether on your website, app, or in-store terminal.

Customer to merchant payment flow with web, phone, and terminal payment options
Step 2

PayFirmly’s intelligent routing selects the best PSP

Our AI-driven system, combined with a fully customizable routing process, decides the most optimal PSP based on performance, fees, and success rates.

PSPs — 90% of traffic routed to PSP 2 with better value.
Step 3

The payment process is secured

A customer initiates a transaction through your fully customized checkout - whether on your website, app, or in-store terminal.

AI-selected payment service provider (PSP), showing a 2.7% fee and secure processing.
Step 4

Funds are settled securely

The transaction is completed, and funds are transferred to the merchant, based on the agreement they have with the specific payment processor. Easy and without hassle!

Transaction flow from user to bank with completed transaction confirmation
Customer to merchant payment flow with web, phone, and terminal payment options
PSPs — 90% of traffic routed to PSP 2 with better value.
AI-selected payment service provider (PSP), showing a 2.7% fee and secure processing.
Transaction flow from user to bank with completed transaction confirmation

Frequently asked questions

What makes PayFirmly different from other payment gateways?

Unlike traditional payment providers, PayFirmly allows you to work with multiple PSPs, dynamically selecting the best-performing one to increase approval rates and reduce costs. We’re also integrated with all relevant solutions within the high-risk space, ensuring smooth transactions and flexible payment options for businesses even in challenging industries

What payment methods does PayFirmly support?

A: We support 500+ payment methods, including credit/debit cards (Visa, Mastercard, Amex), PayPal, Apple Pay, Google Pay, bank transfers, and even cryptocurrencies like Bitcoin.

Can PayFirmly help me enter new markets?

Yes! PayFirmly is designed to support cross-border payments, offering localized payment options in multiple currencies to help businesses scale globally.

Is PayFirmly secure?

Absolutely. We are PCI DSS Level 1 compliant, with AI-powered fraud detection and advanced security protocols.

Can I integrate PayFirmly with my existing eCommerce platform?

Yes! We offer seamless API integration and plug-ins for WooCommerce, Magento, Shopify, and more.

Start Optimizing Your Payments Today

Experience the power of intelligent transaction routing and a seamless payment ecosystem with PayFirmly.